in service/src/main/java/org/apache/fineract/cn/identity/internal/command/handler/AuthenticationCommandHandler.java [486:495]
static <T> Set<T> intersectSets(
final @Nullable Set<T> allowedOperations1,
final @Nullable Set<T> allowedOperations2) {
if (allowedOperations1 == null || allowedOperations2 == null)
return Collections.emptySet();
final Set<T> ret = new HashSet<>(allowedOperations1);
ret.retainAll(allowedOperations2);
return ret;
}